Each year that time comes around where we think about renewing our car insurance, but have you ever noticed yourself thinking about car accidents? For most of us it’s something we would prefer to not think about unless we see one happen or experience one ourselves. So, knowing we don’t think about car accidents that often it’s reasonable to expect you have a bunch of questions or misconceptions about what your entitlements are. The aim of this article is to help dispel those common misconceptions.
1. If you don’t have optional car hire cover you will need to pay for a hire car yourself.
This is not always the case! Approximately 70% of people are not aware that if you are not at-fault in a car accident and more than one car is involved, you may have the right to an accident loan car with the costs covered by the at-fault party’s insurer.
2. You need to pay for the costs associated with hiring a vehicle.
The two main misconceptions are:
- You either have to pay for the entire cost of the hire
- Make your own way to the car rental yard, pay a bond, and pay a large amount to reduce the insurance excess. Following you paying the costs you then have to attempt to get reimbursed from the at-fault party’s insurer yourself.
With an accident loan car provider like Right2Drive, the costs are recovered from the at-fault party’s insurer on your behalf. They can also provide you with a similar car to your own, provide zero insurance excess, and deliver and pick-up the car from a location convenient to you.
If you are not at-fault in an accident, apply for a loan car now and experience our 5-star service.
Things you should know: Applications for an accident loan car are subject to approval. Terms and conditions apply.