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How Do You Know If You’re Entitled to a Replacement Vehicle After a Road Accident?

<h2>Did You Know?</h2><p>Did you know that if you’re involved in an accident caused by another insured driver, you might be entitled to a replacement car while yours is being repaired?<br>The cost would be covered by the insurer of the driver who caused the accident.</p><h2>Replacement Vehicles: What You Should Know</h2><p>One of the most common misunderstandings among drivers is that a replacement vehicle is something they need to pay out of pocket to access.</p><p>In reality, when an accident is caused by another driver who is insured, Australian and New Zealand drivers can access a similar replacement vehicle, with the cost covered by the insurer of the driver who caused the accident.</p><h3>If the accident wasn’t your fault:</h3><ul><li><p>You can get a similar replacement vehicle while your car is repaired</p></li><li><p>The cost is covered by the insurer of the driver who caused the accident</p></li><li><p>You don’t need premium insurance</p></li><li><p>You aren’t restricted to repairers recommended by insurers</p><p></p></li></ul><h2>The Impact of Losing Access to a Vehicle</h2><p>For many drivers, access to a vehicle is essential for everyday life. We need to get to work, drop the kids to school or collect them, attend medical appointments, do grocery shopping, and get to many other places.</p><p>Losing access to a vehicle can have a significant impact on people. This makes understanding your right to access a replacement vehicle and making informed decisions after an accident extremely important.</p><p>Easy, managed access to a replacement vehicle reduces unnecessary disruption to your life while repairs are underway.</p><h2>Why Many Drivers Miss Out</h2><p>With more than 26 million registered vehicles across ANZ, accidents are unfortunately common. On average, drivers are involved in a crash once every seven years.</p><p>That adds up to roughly <strong>3.78 million crashes annually</strong>, with about <strong>one-third caused by another driver</strong>.</p><p>This means:</p><ul><li><p>Over <strong>one million drivers each year</strong> are eligible for a replacement vehicle</p></li><li><p>Yet only around <strong>110,000 replacement vehicles</strong> are provided</p></li><li><p>Just <strong>8.7% of eligible drivers</strong> actually access their legal right</p></li></ul><h2>Common Misconceptions</h2><p>Many drivers mistakenly think:</p><ul><li><p>Your own insurer is the only place to go after an accident</p></li><li><p>Going without a car is just part of the process</p></li><li><p>You need premium insurance to qualify for a replacement vehicle</p></li></ul><h3>When in reality:</h3><ul><li><p>You can claim through the insurer of the driver who caused the accident (we can help with this)</p></li><li><p>Any driver involved in an accident caused by another insured driver — regardless of their own insurance — is entitled to a replacement car, and there’s no need to access or impact the insurance on your vehicle</p></li></ul><p>Once drivers know they’re entitled to a replacement car, most act immediately. This helps them avoid weeks without a vehicle and the disruption that comes with it, such as missed work, missed appointments, changed school travel, and reduced independence.</p><h2>What if the Accident Wasn’t Your Fault?</h2><p>If you’ve been involved in an accident that wasn’t your fault, or if you want to learn more about your right to a replacement vehicle, speak to <strong>Right2Drive</strong>.<br><br>We can provide you with a similar accident replacement car, with all costs recovered from the at-fault party.<br><br>Speaking to a specialist from our team can help clarify eligibility, explain the process, and ensure you remain mobile while your vehicle is being repaired.</p>

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