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Accident Replacement Motorcycles

We assist drivers in a not at fault car accident without insurance Australia by providing accident loan cars to eligible drivers, whether they have insurance or not.

Car Accident? No Insurance? Not At Fault?

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Not at Fault Car Accident Without Insurance Australia - Right2Drive

What details should I take when I’m involved in a not at fault accident without insurance?

How is a driver deemed at fault for an accident?

If the at fault driver pays anyway, why do I need insurance?

What type of car insurance should I take out?

<p>Being involved in a not at fault car accident is stressful enough without the sinking realisation that you have been in a car accident with no insurance policy to cover the cost of repairs and an accident loan car. But are you aware that if you’re the not at fault driver in a car accident, you’re entitled to recover the damages that result from the other driver or at fault party’s negligence?</p><p>Depending on the severity of the accident and the damage caused, you may be left without a way to get around while your vehicle is in for repairs, whether you have an insurance policy or not. But the good news is that you have rights under Australian law—and Right2Drive is here to make sure that motorists understand and can enforce these rights after a not at fault accident.</p><h2>What to do if you’re involved in a not at fault car accident without insurance</h2><p>Collect all the details from the other person</p><p>According to the Australian Financial Complaints Authority, the first thing you should do after an accident is collect details from the other driver. To make a claim, note the name, licence plate number, other driver’s insurance details, and witness statements.</p><p>Get a repair quote quickly</p><p>Before you approach the insurance company, analyse the severity of the accident and understand your liabilities to make a claim for the damaged vehicle. Sudden collisions can severely impact the engine. Consult a professional for the correct car costs so that you can file an insurance claim immediately.&nbsp;</p><p>Check the repairs to make sure you’re happy</p><p>Once you have determined the repair costs, hire a car mechanic for the necessary repairs. Carefully check the parts and verify if the repairs meet your expectations. Next, test the parts to ensure no problem persists. Finally, ask for the old parts and compare the bill with the estimate.&nbsp;&nbsp;</p><p>Think about getting full car insurance</p><p>When you have your own car, a full-coverage car insurance policy is essentially an investment. It includes comprehensive coverage that combines third-party liability, own damage coverage, personal accident cover, extensive protection and add-on covers. So, get legal advice to upgrade your car insurance policy.</p><h2>Am I eligible for an accident loan car if the accident wasn’t my fault and I don’t have any insurance?</h2><p>If you find yourself in a not at fault car accident without insurance, you may still be <a href="https://www.right2drive.com.au/am-i-eligible?utm_source=blog&amp;utm_medium=blog-banner&amp;utm_campaign=blog-banner" rel="noopener noreferrer nofollow">eligible</a> for an accident replacement vehicle for the duration of your repairs or in the event of a total loss, you can keep the accident loan car until you receive the settlement on your damaged vehicle.</p><p><img alt="" src="https://www.right2drive.com.au/wp-content/uploads/2023.01.10-Blog-Post-Image-1.jpg" title="" resizable="false"></p><h2>But if I don’t have car insurance, who pays for the cost of the accident replacement vehicle?</h2><p>When you’ve been in a not at fault accident and are an uninsured driver, you may be wondering how the cost of the vehicle will be recovered or how to make a claim. As Australia’s leading accident loan car provider, we uphold your right to drive by getting you back on the road quickly in a relatively similar vehicle and recovering the cost through the at fault party or other driver’s insurance.</p><h2>So, even though I don’t have insurance, I shouldn’t have to pay for the accident loan car?</h2><p>Under our agreement with you as the not at fault driver, you won’t be liable for the rental costs even with no insurance as long as you are not at fault, assist us in recovering the repair costs from the at fault party or their insurer, and otherwise act in accordance with the <a href="https://www.right2drive.com.au/terms-conditions?__hstc=45788219.59f45e8bb81688c0ce7f71fce8a3e26a.1673323618915.1673323618915.1673323618915.1&amp;__hssc=45788219.1.1673323618915&amp;__hsfp=2521516442" rel="noopener noreferrer nofollow">terms and conditions</a> of our agreement.</p><h2>Is there anything that I will need to pay for?</h2><p>You are responsible for vehicle use costs such as:</p><ul><li><p>Fuel</p></li><li><p>Tolls (and their related administrative fees)</p></li><li><p>Traffic or parking infringements (and their related administrative fees).</p></li></ul><p>You will need to pay for these additional items as you would in your own car – the at fault insurer will not cover the cost of them.</p><p>In some circumstances, you may also be required to pay costs related to:</p><ul><li><p>Vehicle cleaning for a vehicle returned in poor condition.</p></li><li><p>Unacceptable wear &amp; tear.</p></li><li><p>Excess or damage if you damage our vehicle and do not abide by the terms and conditions of our agreement.</p></li></ul><p><img alt="" src="https://www.right2drive.com.au/wp-content/uploads/2023.01.10-Blog-Post-Image-2.jpg" title="" resizable="false"></p><h2>Get back on the road quickly with Right2Drive</h2><p>If you’ve been involved in a not at fault motor vehicle accident—whether you have your own car insurance or not—we may be able to assist you with an accident replacement vehicle while your own car is off the road. <a href="https://apply.right2drive.com.au/WebLeadGenerate?AdditionalParams=dyt6aEo2RWd1Sm8yQUQxbmw4anNwZ2k0aFNPcDdwYkRHMnlwNFgwVW5ZSDJIbUgvYlBNWm5YbG1mM2VyWjJFOTE4L0s2Smw0SHJrTHBRSzlGSGlNTk1FTmpmd0k2OCtjTHZrcnRoSDY1cnQrUzNjRDdEWitqdTZmUVNxYVc0eFF6TEU2b1NXYTJ6ekxaNE5FNkRLRnl5S3dIMjU3eEM2OUppWEtwYnhKdkNkR0REWWpqbEpLK2VBMjdFS2Y1S0hUWVFXZk9Pd3FZdXJSWTRWNHFqZEgwU3VNdytuTlMvRnc2TDdmSFk0LzNOcz0=" rel="noopener noreferrer nofollow">Apply now </a>to find out if we can help you hire a car while you get legal advice and manage other things.</p><h2>FAQs</h2><h3>What details should I take when I’m involved in a not at fault accident without insurance?</h3><p>When you are involved in a motor vehicle accident with no fault of your own,&nbsp;</p><ul><li><p>Collect details from the other driver, such as his name, address, phone number, vehicle licence, and witness details.</p></li><li><p>Document the accident by taking photos, notes, and gathering evidence.</p></li><li><p>Inform the insurance company and get legal advice on your insurance policy.</p></li></ul><h3>How is a driver deemed at fault for an accident?</h3><p>The other driver will be at fault if s/he does not follow road rules. If there is enough evidence to show their actions directly contributed to the collision, or there have been traffic law violations, such as speeding or running a red light, the other driver will be charged guilty.&nbsp;</p><h3>If the at fault driver pays anyway, why do I need insurance?</h3><p>If you are an uninsured driver, you are at greater risk of sustaining damages. Even if you make a valid claim and the other driver agrees to pay for the damages, your personal coverage will exceed the regular damages and cover medical expenses, lost wages, and property damage. Get legal advice about making claims from the other driver or at fault party.</p><h3>What type of car insurance should I take out?</h3><p>Before you hire a car for personal use, get legal advice to understand your insurance needs. There is third-party car insurance and comprehensive car insurance. Get legal advice to compare the plans, add-ons, claim process, and fine print.</p>

<p>Being involved in a not at fault car accident is stressful enough without the sinking realisation that you have been in a car accident with no insurance policy to cover the cost of repairs and an accident loan car. But are you aware that if you’re the not at fault driver in a car accident, you’re entitled to recover the damages that result from the other driver or at fault party’s negligence?</p><p>Depending on the severity of the accident and the damage caused, you may be left without a way to get around while your vehicle is in for repairs, whether you have an insurance policy or not. But the good news is that you have rights under Australian law—and Right2Drive is here to make sure that motorists understand and can enforce these rights after a not at fault accident.</p><h2>Am I eligible for an accident loan car if the accident wasn’t my fault and I don’t have any insurance?</h2><p>If you find yourself in a not at fault car accident without insurance, you may still be <a href="https://www.right2drive.co.nz/am-i-eligible?utm_source=blog&amp;utm_medium=blog-banner&amp;utm_campaign=blog-banner" rel="noopener noreferrer nofollow">eligible</a> for an accident replacement vehicle for the duration of your repairs or in the event of a total loss, you can keep the accident loan car until you receive the settlement on your damaged vehicle.</p><p><img alt="" src="https://www.right2drive.com.au/wp-content/uploads/2023.01.10-Blog-Post-Image-1.jpg" title="" resizable="false"></p><h2>But if I don’t have car insurance, who pays for the cost of the accident replacement vehicle?</h2><p>When you’ve been in a not at fault accident and are an uninsured driver, you may be wondering how the cost of the vehicle will be recovered or how to make a claim. As Australia’s leading accident loan car provider, we uphold your right to drive by getting you back on the road quickly in a relatively similar vehicle and recovering the cost through the at fault party or other driver’s insurance.</p><h2>So, even though I don’t have insurance, I shouldn’t have to pay for the accident loan car?</h2><p>Under our agreement with you as the not at fault driver, you won’t be liable for the rental costs even with no insurance as long as you are not at fault, assist us in recovering the repair costs from the at fault party or their insurer, and otherwise act in accordance with the <a href="https://www.right2drive.co.nz/terms-conditions?__hstc=45788219.59f45e8bb81688c0ce7f71fce8a3e26a.1673323618915.1673323618915.1673323618915.1&amp;__hssc=45788219.1.1673323618915&amp;__hsfp=2521516442" rel="noopener noreferrer nofollow">terms and conditions</a> of our agreement.</p><h2>Is there anything that I will need to pay for?</h2><p>You are responsible for vehicle use costs such as:</p><ul><li><p>Fuel</p></li><li><p>Tolls (and their related administrative fees)</p></li><li><p>Traffic or parking infringements (and their related administrative fees).</p></li></ul><p>You will need to pay for these additional items as you would in your own car – the at fault insurer will not cover the cost of them.</p><p>In some circumstances, you may also be required to pay costs related to:</p><ul><li><p>Vehicle cleaning for a vehicle returned in poor condition.</p></li><li><p>Unacceptable wear &amp; tear.</p></li><li><p>Excess or damage if you damage our vehicle and do not abide by the terms and conditions of our agreement.</p></li></ul><p><img alt="" src="https://www.right2drive.com.au/wp-content/uploads/2023.01.10-Blog-Post-Image-2.jpg" title="" resizable="false"></p><h2>Get back on the road quickly with Right2Drive</h2><p>If you’ve been involved in a not at fault motor vehicle accident—whether you have your own car insurance or not—we may be able to assist you with an accident replacement vehicle while your own car is off the road. <a href="https://apply.right2drive.com.au/WebLeadGenerate?AdditionalParams=dyt6aEo2RWd1Sm8yQUQxbmw4anNwZ2k0aFNPcDdwYkRHMnlwNFgwVW5ZSDJIbUgvYlBNWm5YbG1mM2VyWjJFOTE4L0s2Smw0SHJrTHBRSzlGSGlNTk1FTmpmd0k2OCtjTHZrcnRoSDY1cnQrUzNjRDdEWitqdTZmUVNxYVc0eFF6TEU2b1NXYTJ6ekxaNE5FNkRLRnl5S3dIMjU3eEM2OUppWEtwYnhKdkNkR0REWWpqbEpLK2VBMjdFS2Y1S0hUWVFXZk9Pd3FZdXJSWTRWNHFqZEgwU3VNdytuTlMvRnc2TDdmSFk0LzNOcz0=" rel="noopener noreferrer nofollow">Apply now </a>to find out if we can help you hire a car while you get legal advice and manage other things.</p><h2></h2><p></p>

Legal Right To Pre-Accident State

Learn how car insurance excess works, when to adjust it, and practical tips to manage your excess effectively. Stay informed and prepared with our guide.

Comprehensive Guide to Car Insurance Excess

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What Is Excess in Car Insurance: A Complete Guide - Right2Drive

Do I Pay Excess if I Damage Another Car?

Do I Pay Excess if the Accident Wasn’t My Fault?

Do I Pay Excess if My Car is Stolen?

Do I Pay Excess if My Car is Damaged by Hail?

Do I Pay Excess if My Car is Vandalised?

Do I Pay Excess if My Car is a Write-Off?

Don't Pay Car Insurance Excess.

How Does Insurance Work After A Not At Fault Car Accident?

Not At Fault after An Accident?

Claiming through your own insurer could affect your premiums and you may or may not receive a hire car. But Right2Drive may be able to help you get back on the road if you're not at fault.

Is Your Car Insurance Affected When You’re Not At Fault?

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Is Your Car Insurance Affected When You're Not At Fault? - Right2Drive

How does an insurance company determine fault?

What if the damage to my car is only minor?

What if the car accident was partly my fault?

What if the car accident was completely my fault?

What happens if my car has been damaged in an accident caused by a Budget Direct policyholder?

Will I get a replacement vehicle while mine is being fixed?

When you are involved in a motor vehicle accident with no fault of your own, collect details from the other driver (name, address, phone number, vehicle licence, and witness details). Document the accident by taking photos, notes, and gathering evidence. Inform the insurance company and get legal advice on your insurance policy.

The other driver will be at fault if they do not follow road rules. If there is enough evidence to show their actions directly contributed to the collision, or if traffic laws were violated (e.g., speeding, running a red light), the other driver will be deemed at fault.

If you are an uninsured driver, you are at greater risk of sustaining damages. Even if you make a valid claim and the other driver agrees to pay for damages, insurance provides coverage for medical expenses, lost wages, and property damage. Get legal advice about making claims from the other driver or at fault party.

Before you hire a car for personal use, get legal advice to understand your insurance needs. Options include third-party car insurance and comprehensive car insurance. Compare the plans, add-ons, claim process, and fine print before deciding.

Car Accident? No Insurance? Not At Fault?

Legal Right To Pre-Accident State

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Comprehensive Guide to Car Insurance Excess

How Does Insurance Work After A Not At Fault Car Accident?

Is Your Car Insurance Affected When You’re Not At Fault?